Add up to
$250k to your credit Limit

You could improve your credit usage and increase your credit limits with a new business account. 550 minimum credit score.

GET APPROVED NOW!

Letter of Credit Terms

  • Credit limit: $10k – $250k
  • Terms: 12 months
  • Monthly maintenance: 0.5%
  • One time origination fee: 5%
  • EIN: Required

How a Letter of Credit Can Help My Business

Enhance Credit Reputation

A Letter of Credit shows other lenders that other lenders deem you to be a good risk and may lead to higher credit lines or larger commercial loans.

Improve Available Credit Utilization Ratios

A lower percentage usage of available credit usually enhances credit scores and may reduce interest rates charged.

Tax Deductible

Loan fees, including origination fees, may be a tax deductible business expense. Business expenses can be used to reduce your taxable income, which lowers your overall tax burden.

Get Approved Now!

Our Guarantees and What We Do Not Guarantee

BLESSING CAPITAL, LLC guarantees all of the following:

  • If you’re approved for a business letter of credit we guarantee that it will be posted on your credit report on the next “Reporting Period” which is within 45 days from account opening.
  • On all accounts opened, we guarantee that all open accounts will remain on the credit report monthly reporting cycles.
  • We guarantee that the account will post to any 2 out of the 3 credit bureaus.
  • We guarantee that your credit limit and available utilization ratios will Improve while you are on the tradeline.

BLESSING CAPITAL, LLC does NOT guarantee any of the following:

  • We do not guarantee any positive results on your credit score from opening a Business LOC. You may get a zero point boost or your score may even go down depending on your credit file.

  • We do not guarantee that you will be able to secure any new funding, loans, credit cards, lines of credit or be able to achieve any financial goal based on opening a Business LOC.

Frequently Asked Questions

What is a Letter of Credit (LOC)?

A Letter of Credit is a financial instrument issued by a bank or an approved Finance company.  A LOC guarantees that a payment will be received on time and in the correct amount. In the context of Blessing Capital, the LOC is designed as a Tradeline line that reports your personal and business credit account to the major bureaus. This builds credibility, strengthens your financial profile, and lowers utilization—opening the door to larger funding opportunities.

What can I do with a Blessing Capital LOC?

This tool allows you to:

  • Build your personal and business credit profiles simultaneously.
  • Qualify for higher funding without high-interest loans
  • Reduce your credit utilization
  • Signal financial trustworthiness to lenders and investors
Is this a loan?

No, it is not a loan. There is no repayment of borrowed funds, no high interest, no traditional lending trap. It is a line of credit—an open vessel that supports your expansion without enslavement.

Why is your SBLC instrument different?

This is a hybrid financial instrument delivered through a bank approved fintech platform created by Blessing Capital LLC. At its core, it functions as a Business Line of Credit (LOC) that reports to the major credit bureaus. It’s designed to:

  • Strengthen your personal credit profile
  • Establish a business credit profile through your LLC or business entity
  • Lower your credit utilization
  • Improve fundability for future business or loans
  • Provide a verified primary tradeline that unlocks higher-tier funding access
  • Create trust with lenders, investors, and financial institutions

Our Fintech approved platform is user-friendly, transparent, and customized for entrepreneurs, visionaries, and builders who are ready to move into greater financial empowerment.

Is Blessing Capital the only approved Fintech Platform for Business Letters of Credit?

Yes, Blessing Capital is the only qualified and Approved Private Firm to offer this type of financing. This is not just Fintech. This is Divine Tech--A sacred instrument coded for success.

A Bank approved platform designed to stabilize your credit profile and align you with your highest timeline. It carries encoded architecture to stabilize and correct systems of infrastructure, order, and value into the financial systems.

Each LOC is embedded with:

  • Private Secured digital account 
  • Funding Stabilizer for monetization
  • Financial liberation architecture
  • Sovereignty signatures

It is issued through a digital system—but it’s backed by physical Gold Holdings. .
It positions you for growth—but only in alignment with your highest path.

When you receive this instrument, you are no longer just seeking approval.
You are moving as one who has already been seen, already chosen, already trusted.

Why can’t I get this anywhere else?

Blessing Capital is the sole provider of this comprehensive bank approved LOC structure—Custom designed, Security encoded, and connected to a proprietary back-end system that aligns both personal and business credit with high-level of fundability. This offering wasn’t invented—it was received.

Phone

(888) 551-5388

Email

Support@Blessing.Capital

Address

4400 E Broadway Blvd,
Tucson, AZ 85711